so frustrating!

I made THREE EXTRA loan payments on my truck this year.  Thinking that would HELP us get the truck paid off faster.

When I called to see what the payoff amt was last night, I was stunned to hear the amt (it's not that much, but it's THREE PAYMENTS more than I thought)...well, when you send extra payments, they don't auto-withdraw payments again until you owe again, as if you didn't make extra payments (meaning for the next three months, they DIDN'T withdraw money for the truck payments....GRRR.  So, we're not any further ahead w/the payments than if I had not bothered.

GRRR.